An All Weather Mortgage

Louis's latest experience of the changing times and his ongoing committment to his clients

UK estate agents head to the Middle East

The slump in the UK housing market has led to a surge in the number of property professionals seeking work in the UAE and wider Middle East, according to recruitment experts.

Mortgage lending cuts expected

Mortgage availability will continue to fall in the coming months as lenders tighten the criteria in the face of rising defaults, the Bank of England has said.

Flexible Mortgages

Borrowers circumstances can change much more rapidly and dramatically nowadays than was the case a few years ago. Few people can claim to have a job for life, and the divorce rate is higher. There is therefore a growing demand for more flexibility in mortgages and many lenders are at long last offering loans with many more options than before.

Set your sights to finish early

Paying a mortgage off early can result in savings of tens of thousands of pounds. But the trick is finding a lender that will let you do so without too many penalties.

Personal Debt

Is there a solution left to address rising personal debt in Britain and avoid folks going bankrupt.

After so many years in financial services I have noted that certain types of business come all at the same time. For instance a couple of years ago we had 10 divorcees remortgaging in order to meet their divorce settlement. They all came in a normal working week. Another time it was the turn of First Time Buyers to flock in virtually all at the same time. On neither occasion had we advertised or run a marketing programme for such groups. But it was all good and pleassant business.